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 Studies suggest one of these features is the stringent repayment structure of most microloans. You have to start paying back immediately, and there's often no option to delay even one payment. So it's hard to engage in trial and error tweaking of your business plan the kind of experimentation that could help you come up with the most profitable way to run the business. Also, the four states have a disproportionately high share of investor loans those made to buyers who do not plan to live in the house. As of June 30, the non owner occupied share of defaulted loans (90 days or more past due or in foreclosure) was 32 percent in Nevada, 25 percent in Florida, 26 percent in Arizona and 21 percent in California. That compares with 13 percent in the rest of the nation.. Working as a teenage construction worker is one of the best jobs a 17 year old can get because it pays well teaches a lot of good skills and provides you with valuable work experience. 17 year old no experienc